The Home Builders Association of Delaware have started their Summer Schedule. We will be in the office Monday – Thursday from 7:30 am- 5:00 pm, and Friday’s from 8:00 am- Noon. If you have any questions, please call the office at 302-678-1520 or email email@example.com.
Homeownership Benefits Extend Well Beyond Property Boundaries
By Kevin Whittaker
2016 President Home Builders Association of Delaware
Most Americans consider homeownership to be the single best long-term investment and a primary source of financial security, especially as home values continue to strengthen. Despite the economic rollercoaster during the recession, homeownership has endured as the foundation of the American Dream. For that reason, the home building industry is celebrating National Homeownership Month in June, as did Governor Markell in his proclamation recognizing June as Homeownership Month in Delaware.
Owning your home provides numerous benefits. It not only helps build financial strength and emotional wellbeing for you and your family, but it also leads to increased stability for the surrounding community.
We would like to take this opportunity to reinforce some of the many advantages homeownership can bring.
Financial Benefits: It’s nearly impossible to talk about homeownership without mentioning its most widely recognized benefit: financial fortitude. Beyond the appreciation factor (home values were up 6.3 percent nationally in the first quarter of 2016 compared to the first quarter of 2015), the monetary advantages of owning a home become most evident around tax time.
American home owners saw their tax bills trimmed by a total of more than $100 billion in 2014. Those who itemize their federal income tax deductions can deduct 100 percent of their mortgage interest payments on a first or second home, up to a maximum mortgage amount of $1 million. Other deductions include the interest paid on up to $100,000 of home equity loans, state and local real estate taxes, and any potential mortgage insurance premiums.
Sense of Community: Homeowners’ commitment to their community is often expressed through a higher level of civic participation – via volunteer programs, church and school activities, and property maintenance – resulting in a positive impact on their “social capital.”
Recent studies also have consistently shown homeowners are significantly less likely to become the victims of a crime. Stable neighborhoods with a predominant structure of homeownership consistently display stronger social ties among the residents. This generates added motivation to maintain a safe environment for themselves, their families and their neighbors.
Quality-of-life Enhancements: Above all else, having full control of one’s own home can be the most satisfying benefit. There’s an intangible sense of accomplishment that comes from being a homeowner. The freedom to personalize and make improvements to the home helps build equity in the home and increase satisfaction for the owner.
Delaware’s homeownership rate is at 71.26%, higher than the 63.9% national average. We applaud Governor Markell, the Delaware State Housing Authority and the members of the Delaware General Assembly for their betterment of homeownership as we recognize June as Homeownership Month in Delaware.
June 14, 2016
NAHB Members Eligible for $500 New Vehicle Allowance from FCA US LLC
With the FCA US LLC new vehicle allowance, members, their employees and household family members, are eligible for a $500 cash allowance toward the purchase or lease of a new Chrysler, Dodge, Jeep, Ram or FIAT brand vehicle
A longtime supporter of the skilled trades, FCA US LLC offers highly capable, built-for-work vehicles like the Ram 1500 EcoDiesel and Ram 3500 Chassis Cab. Members of NAHB can now leverage their memberships into significant savings on the Ram Commercial lineup and other vehicles from FCA US, including the Jeep Grand Cherokee, Chrysler 200 and Dodge Durango. Even family members and employees are eligble for the $500 incentive.
The $500 member, employee and family incentives are stackable with most other national and local offers, further increasing your ability to save. Visit the FCA page nahb.org/fca to learn more about this program and to access your Proof of Membership Form. Please note that only named NAHB members of record are able to access and print eligibility forms for their employees and family.
NAHB members save on summer travel with Hertz®!
NAHB members save up to 25% off car rentals all year from Hertz plus can enjoy combinable bonus offers for extra savings!
Reserve your Hertz car rental at www.hertz.com/nahb or by calling 800-654-3131 and referencing your CDP# 51046. See offers for complete details, terms and conditions.
NAHB Members Continue to Enroll to Receive Increased Discounts through 2016
Visit www.LowesForPros.com/NAHB and register to save 2% on your Lowe’s Accounts Receivable purchases made now through 12/31/2016+. Plus, save 5% every day when you use your Lowe’s Account Receivable*.
And NAHB Members receive free delivery on purchases of $500 or more**.
+Exclusions apply, discount taken at time of statement, see LoweForPros.com/NAHB or call 877-435-2440 for details.
*Offer is not automatic, see store for details.
**Exclusions and standard delivery rules apply, discount taken at time of purchase, see store for detail
Don’t Go Unprotected This Summer
Protecting your assets is very important to you. After all, you have worked your whole life to obtain them. NAHB and GEICO are here to help. GEICO has over 75 years of industry experience and understands what you need from your insurer.
GEICO and NAHB are proud to be working together to offer exceptional insurance products and a great savings opportunity for members of NAHB. As a member of NAHB, you could qualify for an exclusive discount on GEICO auto insurance.
When you consider the fact that new GEICO policyholders report average annual savings of over $500, you could be saving a lot of money. But there’s more to GEICO than just great rates. GEICO policyholders receive 24/7, professional, courteous service. When it comes to claim handling, GEICO is able to settle many claims within 48 hours of being reported, and sometimes a check can even be written on the spot. That’s why GEICO customers report a 97% customer satisfaction rate. As a subsidiary of Warren Buffett’s Berkshire Hathaway Inc, GEICO has the stability of a company you can trust. Savings, service, and reliability? They can all be yours.
Visit www.geico.com/disc/NAHB or call 800-368-2734 and mention NAHB, for a simple, no-obligation rate quote to see how much you could save with your exclusive member discount. GEICO can also help you obtain competitive rates on homeowner’s, condo, motorcycle and more insurance coverage.
Some discounts, coverages, payment plans, and features are not available in all states or in all GEICO companies. Discount amount varies in some states. One group discount applicable per policy. Coverage is individual. In New York a premium reduction may be available. Average savings amount based on national GEICO New Policyholder survey data through March 2014. GEICO is the second-largest private passenger auto insurer in the United States according to the 2013 A.M. Best market share report, published April 2014. Customer satisfaction based on an independent study conducted by Alan Newman Research, 2013. Homeowners, condo and renters coverages are written through non-affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. Motorcycle and ATV coverages are underwritten by GEICO Indemnity Company.
Don’t Miss These Great Discounts from Dell!
Save 39% off OptiPlex/Latitude/Precision Workstations/Power Edge Servers Use coupon code SAVE39% and save 39% on Dell OptiPlex, Latitude, Precision Workstations and Power Edge Servers $899 and up. 1
Save on select XPS & Inspiron PCs Get an additional 10% off select XPS & Inspiron PCs. Use coupon code SAVE10%PC. 2
Save an extra 5% Use coupon code STACK5% and save an extra 5% on Dell electronics and accessories .
To learn more about your membership benefits visit www.Dell.com/NAHB or call 800-757-8442 to speak to a Dell representative.
1Save 39% off the list price of select Optiplex, Latitude, Precision, and PowerEdge $899+. Non-transferable. Offer is not combinable with other offers, discounts, or coupons. Limit of 5 promotional items per customer. Valid on select Optiplex desktops, Latitude laptops, Precision workstations, and PowerEdge servers $899 or more purchased through Dell Professional Associations only. Excludes the PowerEdge T20. Not valid for resellers and/or online auctions. Dell reserves the right to cancel orders arising from pricing or other errors. Subject to change. Vanity coupon: SAVE39% Coupon valid dates: 5/2/2016- 8/1/2016 7:00 AM CST
2Additional 10% off select XPS Desktops and Inspiron PCs Legal birdseed: Additional 10% off select XPS Desktops and Inspiron PCs. Non-transferable. Offer is combinable with other offers, discounts but not combinable with other coupons. Limit of 5 promotional items per customer. Valid on select XPS Desktops and Inspiron PCs purchased through Dell Small Business. Not valid for resellers and/or online auctions. Dell reserves the right to cancel orders arising from pricing or other errors. Subject to change. Vanity coupon: SAVE10%PC Coupon valid dates: 5/2/2016- 8/1/2016 7:00 AM CST.
Offers non-transferrable and subject to change. Taxes, shipping, handling and other fees apply. Valid for new U.S. online purchases through the Dell Small Business Electronics and Accessories site and for phone orders of electronics and accessories purchased without a system only. Coupon expires 8/1/2015 at 7:00 AM CST. Free shipping and handling offer available in Continental (except Alaska) U.S. only. Availability of electronics and accessories varies and quantities may be limited. Dell reserves the right to cancel orders arising from pricing or other errors. Not valid for resellers and/or online auctions. Purchase limit of 5 items per order. Exclusions: Canon printers, Logitech UE Boom & Mini Boom speakers, Logitech ConferenceCam CC3000e, all 3rd party software, Bose, Garmin, Skullcandy, Jabra, Acme, Klipsch, Mio, Polar, MisFit, Scochse, Sennhesier, gaming software and gaming consoles, all tablets and smartphones, cameras, camcorders and lenses, all TVs, home theater products, MakerBot Replicator Desktop 3D Printer, MakerBot PLA Filament, all warranties, gift cards and select Monitors (UP2715K, UP3214Q, U3415W).
Get Quick Answers to Code Questions with New Reference Guide
A new reference guide by NAHB and the International Code Council provides critical answers to the most frequently asked residential construction jobsite code questions.
Available at BuilderBooks.com, the 2015 Home Builders’ Jobsite Codes, is a convenient field guide to the 2015 International Residential Code and a quick reference for providing the codes on the most commonly needed aspects of residential construction.
The guide, which features illustrations, tables and figures, is meant to be of practical use on the job site for quick reference and not as a substitute for the complete codes.
The 2015 Home Builders’ Jobsite Code discusses the impact of 2015 code changes to common walls separating townhouses, remodeling of an existing basement, and more. It details ramps that do not serve the required egress door and common monoxide alarms.
It also includes more than 100 detailed illustrations, useful tables and discussion of a range of topics, including:
NAHB BUILDERBOOKS—BOOKS THAT BUILD YOUR BUSINESS
2015 National Green Building Standard™ (NGBS) Now Available
Learn the latest on sustainable practices for green projects with the updated third edition of ICC/ASHRAE 700-2015 National Green Building Standard™ (NGBS). The NGBS is the go-to source for sustainable and high-performance residential construction. This new edition outlines a variety of green practices that can be incorporated into new homes and multifamily buildings, as well as hotels, dormitories and land developments. You’ll also find chapters for home remodeling and additions and renovations of multifamily buildings.
The NGBS is the first residential green building standard to undergo full consensus and approval by American National Standards Institute (ANSI). NAHB, International Code Council (ICC) and new partner American Society of Heating, Refrigerating and Air-Conditioning Engineers (ASHRAE) worked together to facilitate the development of this next generation of the NGBS.
Available in either print, or free e-copy, the NGBS is available at BuilderBooks.com/NGBS.
NAHB BUILDERBOOKS—BOOKS THAT BUILD YOUR BUSINESS!
NAHB Member Advantage Discounts
NAHB Member Advantage gives members an easy way to reduce expenses, maximize profits and increase efficiency. Through agreements with leading national companies, NAHB offers exclusive discounts on a variety of products and services that can benefit your business, employees and family. In the past year, members have saved over $17M through Member Advantage. For the most up-to-date information about which companies are offering discounts as well as detailed information on how to access the savings, please visit www.nahb.org/ma
Delaware Affordable Housing News and Events
June 14, 2016
Framing Frenzy Helps Dover Family Achieve Homeownership!
We want to formally thank everyone that helped with the Framing Frenzy on June 8th.
DSHA partnered with Americorps, Habitat for Humanity, The Delaware Association of
Realtors, Home Builders Association of Delaware and others to frame the Wester family’s
new home on Legislative Mall, and to dedicate June 2016 as Homeownership month in Delaware.
Thanks to everyone including Governor Jack Markell, who spoke at the press conference to support the effort!
Promoting Homeownership in Delaware’s Downtowns!
Governor Jack Markell announced that in the weeks ahead, his office will release a series of videos highlighting the progress the state has made over the past eight years through the voices of Delawareans.
They will address ways in which the lives of Delawareans, and generations to come, are being affected by efforts to strengthen our schools, develop cleaner and more efficient energy , make the state a safer and more welcoming place for all people, improve recreational and cultural options and create more economic development and opportunity.
In conjunction with Homeownership Month, the first video available below addresses the impact of an initiative administered by the Delaware State Housing Authority: the Downtown Development Districts program, which has leveraged almost $10 million into $160 million in private investment across all three counties.
Through the DDD program, the state is encouraging private developers to re-invest in Delaware’s downtown areas. In Downtown Dover, as you’ll see below, the program already is helping support new, affordable homeownership opportunities.
Click on the photo below to view the video:
Homeownership Expo Continues to be a Successful Event!
We want to thank everyone that helped with the Homeownership Expo on June 11.
DSHA and NCALL Research held the annual event to celebrate National Homeownership Month.
The event was a success, as we were able to help dozens of attendees take the first steps toward homeownership by offering free credit reports with credit scores to help first time buyers.
The expo featured industry professionals and provided additional information to attendees to start their path to homeownership
June is Homeownership Month!
We’re celebrating the benefits of homeownership throughout the month of June.
DSHA has continued to promote homeownership through low-cost mortgage loans, its down payment assistance programs and first-hand homebuyer tax credits.
Since 2009, more than 5,500 Delaware families have bought a home with DSHA assistance. Delaware’s homeownership rate has outpaced regional and national trends. Access to low rates and settlement assistance through DSHA helped sustain demand through the economic recovery.
Andrew P. Colletti joins the Dover, DE office as a Civil Designer. He graduated with a Masters of Business Administration in Management and Leadership from Dowling College and a Bachelor of Civil Engineering from the University of Delaware. His project experience with Becker Morgan Group includes Bayhealth Medical Center Health Campus in Milford, DE; Harrington Library in Harrington, DE; Crop Production Services Facility in Milford, DE; Duck Creek Business Park in Smyrna, DE; and various Royal Farms locations.
Alicia R. Carter joins the Dover, DE office as a Designer. She graduated with a Bachelor of Science in Interior Design from the University of Delaware, and brings over 15 years of architectural design experience. Her project experience with Becker Morgan Group includes the First State Military Academy in Clayton, DE; Dixon Valve in Chestertown, MD; McIlvaine Early Childhood Center in Magnolia, DE; New Laurel Elementary School in Laurel, DE; and the Firefly Festival at Dover International Speedway.
Becker Morgan Group provides Architecture & Engineering services with offices in Delaware, Maryland, and North Carolina. For more information, visit www.beckermorgan.com
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